Passive vs Active Income: Are You Working For the Wrong Income?
As children, we are often taught by our parents to do well in school, go to college and get a good job to succeed financially in life? We have all heard that being active and hard work will make us healthy and wealthy. But being an active participant isn’t always good for your financial health. [...]Zucchini - Valuable Ally of Frugal Cooks
My family has long had a love hate relationship with zucchini. My grandparents, mom and I have planted one plant each and every year for as long as I can remember. Until about mid-August every loaf of fresh-baked zucchini bread tastes like it came straight from heaven. But then it happens. At the end [...]An HDHP / HSA Could Be Just What the Doctor Ordered
With the costs of health care rising dramatically every year, both companies and individuals are trying to find ways to lessen the financial pain. One option is a (HDHP) coupled with a Health Savings Account (HSA). Many of you may already have this option, or your company is rolling this out in the near [...]Weekend Reading - Personal Finance Round-Up
Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Does $250K per year make you rich? Pinching pennies like your grandparents Vacation Homes Without All the Expense Cash only, please Is Organic Food Worth The Price? Alabama Taxes Fat People Worth Its [...]Credit scores and what they mean
Thoughts on the Designer-Coffee Crowd
Here I go, another day of packing my lunch, refilling my water bottle and wearing an outfit that has been to work so often it deserves a pension of its own. Then I look around and see others walking in to work with their designer-coffee and I wonder: Am I the only one [...]Bankruptcy attorneys and advice are in demand as bankruptcy filings are rising
Simple Home Improvement Money Savers
My home improvement project list never seems to get any shorter. Unfortunately, my budget doesn’t get any bigger. I’ve had to be pretty creative and really look for ways to save money while personalizing and renovating my house. Fortunately there are a lot of resources available to renovators with grand plans but tiny budgets. [...]Best of MyMoneyBlog: Useful Homebrew Financial Calculators
If have to repeatedly have to make a calculation and I can’t find it elsewhere to my liking, I usually try and make my own calculator to save time in the future. Below are links to ones that I still use regularly, I wanted to point them out because they tend to get lost in my archives. Hopefully, they can be useful to you as well.
Ultimate Interest Rate Chaser Calculator
A “rate chaser” is someone who move their money to whichever bank offers the highest interest rates. For example, due to various promotions I have over 10 accounts open at various online banks. This calculator helps you figure out how much money you’ll earn by switching.
True Cost of Impulse Buying Calculator
Being smart with money is all about choices and priorities. Would you rather have another $300 iPod, or realize that with compound interest you could have an $2,000 more (inflation-adjusted!) later on. You’re not just saving $300, you’re shaving weeks off your retirement date!
Your Portfolio’s Rate of Return - Estimation Calculator
When trying to figure out your portfolio’s performance, don’t just trust the performance stats of your mutual fund or that number on your statement. Calculate it independently using this simple calculator. It gives surprisingly good estimates.
Your Portfolio’s Rate of Return - Exact Calculator
Slightly more complicated to use, but more accurate. You must know the dates and corresponding amounts of cash inflows and outflows.
Asset Allocation Guide: Percentage Of Your Portfolio In Stocks?
The calculator at the bottom shows you how your stocks/bonds ratio might look if you use popular Target Date mutual funds as a reference.
0% Balance Transfer Profit Calculator Tool
My series of articles on How To Make “Free” Money From 0% APR Balance Transfers has been very popular and many readers have also jumped in. Despite the risks, I’m still happily earning some money from the credit card companies for a change, and haven’t missed any payments.
This calculator is for the analytical types that want to have a better idea of profit potentials. The calculator takes into account minimum payments required by credit card issuers. Use in conjunction with my list of best 0% APR balance transfer offers.
Museum Day 2008: Free Admission On Saturday 9/27
Enjoy free general admission for you and a guest to hundreds of museums and cultural venues nationwide on Saturday, September 27, 2008. This is a month from now, so mark your calendars if interested. Thanks to Julie.
The following Museum Day restrictions apply: One time use on September 27, 2008 unless otherwise specified. Card must be presented for free general admission. Admission Card will be collected upon entry. General admission only. Does not include entry to special exhibits or IMAX screenings. Admission Card is good for general admission for you plus one guest. One Admission Card per household. Not for use with any other offer. No rain checks. Some participating museums may already have a free admission policy year round and are participating in the “spirit” of the day.
You have to fill out a form to get an admission card. Find a participating museum here.
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